{"id":159,"date":"2024-09-24T14:36:45","date_gmt":"2024-09-24T11:36:45","guid":{"rendered":"https:\/\/autocar.cpmagroup.com\/?page_id=159"},"modified":"2024-09-24T14:59:03","modified_gmt":"2024-09-24T11:59:03","slug":"strahovanie-avtomobilya","status":"publish","type":"page","link":"https:\/\/autocar.cpmagroup.com\/de\/company\/strahovanie-avtomobilya\/","title":{"rendered":"Autoversicherung"},"content":{"rendered":"<p><strong>Bei Reisen in L\u00e4nder der Europ\u00e4ischen Union ist eine Kfz-Versicherung obligatorisch.<\/strong> Unabh\u00e4ngig davon, ob Sie eine kurze oder eine lange Reise planen, ist der Abschluss einer g\u00fcltigen Versicherung nicht nur eine Formalit\u00e4t, sondern ein Garant f\u00fcr Ihre Sicherheit und die Sicherheit anderer Verkehrsteilnehmer.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-176 size-large\" src=\"https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-1024x600.jpg\" alt=\"\" width=\"1024\" height=\"600\" srcset=\"https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-1024x600.jpg 1024w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-300x176.jpg 300w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-768x450.jpg 768w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-1536x900.jpg 1536w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-249x146.jpg 249w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-50x29.jpg 50w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card-128x75.jpg 128w, https:\/\/autocar.cpmagroup.com\/wp-content\/uploads\/2024\/09\/countries-european-health-insurance-card.jpg 1732w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><strong>Welche Versicherungen werden ben\u00f6tigt?<\/strong><\/p>\n<ul>\n<li><strong>Gr\u00fcne Karte:<\/strong> <span style=\"color: #ffffff;\">Internationale Kfz-Haftpflichtversicherung, obligatorisch f\u00fcr alle Fahrzeuge, die in das Hoheitsgebiet von L\u00e4ndern fahren, die die Gr\u00fcne Karte unterzeichnet haben. Sie deckt Sch\u00e4den ab, die Ihr Auto Dritten zuf\u00fcgt (Gesundheit, Eigentum).<\/span><\/li>\n<li><strong>Casco:<\/strong> <span style=\"color: #ffffff;\">Obwohl nicht obligatorisch, wird CASCO zum zus\u00e4tzlichen Schutz Ihres Fahrzeugs vor verschiedenen Risiken wie Diebstahl, Sch\u00e4den durch Unf\u00e4lle, Naturkatastrophen usw. empfohlen.<\/span><\/li>\n<\/ul>\n<p><strong>Was ist beim Abschluss einer Versicherung zu beachten?<\/strong><\/p>\n<ul>\n<li><strong>Abdeckungsbereich:<\/strong> <span style=\"color: #ffffff;\">Stellen Sie sicher, dass Ihre Police in allen L\u00e4ndern g\u00fcltig ist, die Sie besuchen m\u00f6chten.<\/span><\/li>\n<li><strong>G\u00fcltigkeit:<\/strong> <span style=\"color: #ffffff;\">Schlie\u00dfen Sie eine Police f\u00fcr den gesamten Zeitraum Ihrer Reise ab.<\/span><\/li>\n<li><strong>Beschichtung:<\/strong> <span style=\"color: #ffffff;\">Lesen Sie die Bedingungen Ihrer Versicherung sorgf\u00e4ltig durch, um zu verstehen, welche Risiken abgedeckt sind und welche nicht.<\/span><\/li>\n<li><strong>Franchise:<\/strong> <span style=\"color: #ffffff;\">Dies ist der Betrag, den Sie im Versicherungsfall selbst zahlen.<\/span><\/li>\n<li><strong>Hilfe:<\/strong> <span style=\"color: #ffffff;\">Zu den Hilfsdiensten geh\u00f6ren die Evakuierung des Fahrzeugs, die Organisation eines vor\u00fcbergehenden Ersatzfahrzeugs und andere n\u00fctzliche Dienste.<\/span><\/li>\n<\/ul>\n<p><strong>Wie bekomme ich eine Versicherung?<\/strong><\/p>\n<ul>\n<li><strong>Bei der Versicherung:<\/strong> <span style=\"color: #ffffff;\">Wenden Sie sich an eine Versicherungsgesellschaft, die internationale Versicherungsprogramme anbietet.<\/span><\/li>\n<li><strong>Online:<\/strong> <span style=\"color: #ffffff;\">Viele Versicherungsunternehmen bieten auf ihren Websites die M\u00f6glichkeit an, eine Police online zu beantragen.<\/span><\/li>\n<li><strong>Vom Makler:<\/strong> <span style=\"color: #ffffff;\">Automakler k\u00f6nnen Ihnen bei der Auswahl der am besten geeigneten Versicherungsoption helfen.<\/span><\/li>\n<\/ul>\n<p><strong>Tipps zur Versicherungswahl:<\/strong><\/p>\n<ul>\n<li><strong>Angebote vergleichen:<\/strong> <span style=\"color: #ffffff;\">Beschr\u00e4nken Sie sich nicht auf eine Versicherungsgesellschaft, sondern vergleichen Sie Konditionen und Preise mehrerer.<\/span><\/li>\n<li><strong>Ber\u00fccksichtigen Sie die Besonderheiten Ihrer Reise:<\/strong> <span style=\"color: #ffffff;\">Wenn Sie eine l\u00e4ngere Reise in abgelegene Regionen planen, w\u00e4hlen Sie eine Police mit erweitertem Versicherungsschutz.<\/span><\/li>\n<li><strong>Schlie\u00dfen Sie vorab eine Versicherung ab:<\/strong> <span style=\"color: #ffffff;\">So k\u00f6nnen Sie Eile vermeiden und die profitabelste Option w\u00e4hlen.<\/span><\/li>\n<\/ul>\n<p><strong>Was tun bei einem Unfall?<\/strong><\/p>\n<ul>\n<li><strong>Sorgen Sie f\u00fcr Sicherheit:<\/strong> <span style=\"color: #ffffff;\">Halten Sie das Auto an einer sicheren Stelle an, schalten Sie die Warnblinkanlage ein und stellen Sie ein Warndreieck auf.<\/span><\/li>\n<li><strong>Rufen Sie die Polizei:<\/strong> <span style=\"color: #ffffff;\">Rufen Sie unbedingt die Polizei, auch wenn der Unfall ohne Verletzte passiert ist.<\/span><\/li>\n<li><strong>Benachrichtigen Sie die Versicherungsgesellschaft:<\/strong> <span style=\"color: #ffffff;\">Kontaktieren Sie Ihre Versicherung und melden Sie den Vorfall.<\/span><\/li>\n<li><strong>Alle Dokumente speichern:<\/strong> <span style=\"color: #ffffff;\">Bewahren Sie alle mit dem Unfall zusammenh\u00e4ngenden Dokumente auf (Bescheinigungen, Protokolle, Quittungen); sie k\u00f6nnen f\u00fcr die Geltendmachung eines Versicherungsanspruchs ben\u00f6tigt werden.<\/span><\/li>\n<\/ul>\n<p><strong>Wichtig zu beachten:<\/strong> Eine ordnungsgem\u00e4\u00dfe Kfz-Versicherung ist der Schl\u00fcssel zu Seelenfrieden und Sicherheit bei Reisen durch Europa.<\/p>\n<p><strong>Weitere Informationen:<\/strong><\/p>\n<ul>\n<li><strong>Krankenversicherung:<\/strong><span style=\"color: #ffffff;\"> Zus\u00e4tzlich zur Kfz-Versicherung empfiehlt sich der Abschluss einer Krankenversicherung, die die Behandlungskosten im Krankheits- oder Verletzungsfall \u00fcbernimmt.<\/span><\/li>\n<li><strong>Hilfe:<\/strong> <span style=\"color: #ffffff;\">Bei einer Autopanne oder anderen unvorhergesehenen Situationen k\u00f6nnen Assistance-Dienste sehr n\u00fctzlich sein.<\/span><\/li>\n<\/ul>\n<p><strong>Wenn Sie Fragen zur Kfz-Versicherung bei Reisen nach Europa haben, wenden Sie sich an die Spezialisten der Versicherungsgesellschaft.<\/strong><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044f \u043f\u0440\u0438 \u043f\u043e\u0435\u0437\u0434\u043a\u0435 \u0432 \u0441\u0442\u0440\u0430\u043d\u044b \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u0421\u043e\u044e\u0437\u0430 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c. \u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e \u043e\u0442 \u0442\u043e\u0433\u043e, \u043f\u043b\u0430\u043d\u0438\u0440\u0443\u0435\u0442\u0435 \u043b\u0438 \u0432\u044b \u043a\u0440\u0430\u0442\u043a\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0435 \u043f\u0443\u0442\u0435\u0448\u0435\u0441\u0442\u0432\u0438\u0435 \u0438\u043b\u0438 \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u043f\u043e\u0435\u0437\u0434\u043a\u0443, \u043d\u0430\u043b\u0438\u0447\u0438\u0435 \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u2013 \u044d\u0442\u043e<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>","protected":false},"author":1,"featured_media":0,"parent":14,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-159","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044f - Autocar.Cpmagroup<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/autocar.cpmagroup.com\/de\/company\/strahovanie-avtomobilya\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 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